|
|
体检要求表 |
|
总投保额（美元）/年龄 |
0-17 |
18-40 |
41-45 |
46-50 |
51-55 |
56-60 |
61-65 |
>66 |
|
≤50,000 |
NM* |
NM |
NM |
NM |
NM |
NM |
A |
B |
|
50,001-75,000 |
NM* |
NM |
NM |
NM |
NM |
A |
A |
B |
|
75,001-100,000 |
NM* |
NM |
NM |
NM |
NM |
A |
A |
B |
|
100,001-200,000 |
NM* |
NM |
NM |
NM |
NM |
A |
A |
B |
|
200,001-300,000 |
NM* |
NM |
NM |
NM |
D |
E |
E |
E |
|
300,001-400,000 |
IC |
NM |
NM |
F |
F |
G |
G |
G |
|
400,001-500,000 |
IC |
NM |
NM |
F |
H |
H |
H |
H |
|
500,001-750,000 |
n/a |
NM |
NM |
BB |
BB |
BB |
BB |
K |
|
750,001-1,000,000 |
n/a |
CC |
CC |
CC |
CC |
CC |
CC |
K |
|
1,000,001-2,000,000 |
n/a |
DD |
DD |
DD |
DD |
DD |
DD |
K |
|
≥2000001 |
n/a |
IC |
IC |
IC |
IC |
IC |
IC |
IC |
*表示需要提前儿童健康手册
|
Health-On-ThePeak Medical Plan 健康至尚医疗计划(ME1) |
All Country 所有国家（详情下所列的国家） NOT AVAILABLE FOR US CITIZENS 不适用于美国公民 |
|
Venture Investment-linked Plan 机遇投资相连计划(LER) |
All Country 所有国家（详情下所列的国家） |
|
总投保额（美元）/年龄 |
0-59 |
|
12,000-500,000 |
GA |
|
500,001-2,000,000 |
SU |
|
≥2000001 |
QOU/NM |
|
NOT AVAILABLE FOR US CITIZENS 不适用于美国公民 |
|
QOU |
Questionnaire only underwriting 免体检问卷形式核保 |
|
NM |
Non-medical underwriting 免体检全面核保 |
|
GA |
Guaranteed acceptance 保证接受 |
|
SU |
Simplified underwriting 免体检简易核保 |
|
APS |
Attending Physician Report 主诊医生报告 |
|
*BLOOD PROFILE A 验血A类 |
Blood Profile A (Total Cholesterol, HDL Cholesterol, HIV, HBsAg, CBC, SGOT, SGPT, GGT) 血液测试甲类(总胆固醇、高密度胆固醇、艾滋病病毒抗体测试、乙肝表面抗原、血常规检验、谷草转氨酶、谷丙转氨酶、丙种谷氨酰转肽酶) |
|
*BLOOD PROFILE B 验血B类 |
Blood Profile B (Total Cholesterol, HDL Cholesterol, Triglycerides, BUN, Creatinine, Fasting Blood Sugar, SGOT, SGPT, GGT, Uric Acid, Alk. Phosphatase, Bilirubin, Total Protein, Albumin, Globulin, HBsAg, HIV, AFP, CBC, HbA1c) 血液测试乙类(总胆固醇、高密度胆固醇、三酸甘油脂、尿素氮、肌酸酐、空腹血糖、谷草转氨酶、谷丙转氨酶、丙种谷氨酰转肽酶、尿酸、碱性磷酸酶、胆红素、总蛋白、白蛋白、球蛋白、乙肝表面抗原、艾滋病病毒抗体测试、甲胎蛋白、血常规检验、糖化血色素) |
|
*BLOOD PROFILE C 验血C类 |
Blood Profile C (CBC, SGOT, SGPT, GGT, Alk. Phosphatase, Bilirubin, Total protein, Albumin, HBeAg, HBsAg, Anti-HCV, AFP, Total Cholesterol, HDL Cholesterol, LDL Cholesterol, Triglycerides, Urea, Creatinine, Uric Acid, Fasting Blood Sugar, HbA1c, HIV) 血液测试丙类(血常规检验、谷草转氨酶、谷丙转氨酶、丙种谷氨酰转肽酶、碱性磷酸酶、胆红素、总蛋白、白蛋白、乙型肝炎 E 抗原、乙肝表面抗原、抗丙型肝炎病毒抗体、甲胎蛋白、总胆固醇、高密度胆固醇、低密度胆固醇、三酸甘油脂、尿素、肌酸酐、尿酸、空腹血糖、糖化血色素、艾滋病病毒抗体测试) |
|
CXR |
Chest X-Ray 胸部 X 光 |
|
ECG |
Electrocardiogram 心电图 |
|
EXAM |
Medical Examination (should include a urine dip stick test) 验身 (包括尿液测试) |
|
FEMALE |
Mammogram for female 乳房造影(女士适用) |
|
HEPS |
Anti-HCV, HbeAg, ESR 抗丙型肝炎病毒抗体, 乙型肝炎 E 抗原,红细胞沉降率 |
|
MALE |
PSA for male age over 50 前列腺特异抗原 (50 岁以上男性适用) |
|
MICRO |
Micro-urinalysis 显微镜尿液分析 |
|
TST |
Treadmill Stress Test 运动心电图 |
|
URINE |
Urine for Cotinine for non-smoker 尿液尼古丁测试(非吸烟者适用) |
|
USG A |
USG liver for Hepatitis B carrier 肝脏超声波(乙型肝炎带菌者适用) |
|
USG B |
USG upper abdomen 上腹部超声波 |
|
*表示 Fasting is required for 8-12 hours prior to the blood test. 禁食至少 8 小时 |
|
A = EXAM B = EXAM/CXR/ECG C = EXAM/APS D = EXAM/BLOOD PROFILE A E = EXAM/BLOOD PROFILE A/CXR/ECG F = EXAM/BLOOD PROFILE B/ECG G = EXAM/BLOOD PROFILE B/CXR/ECG H = EXAM/BLOOD PROFILE B/CXR/ECG/MICRO I = EXAM/BLOODPROFILE B/CXR/ECG/MICRO/HEPS J = EXAM/BLOODPROFILE B/CXR/ECG/MICRO/TST/HEPS K = EXAM/BLOODPROFILE B/CXR/ECG/MICRO/TST/HEPS/APS AA = EXAM/MICRO/URINE/BLOOD PROFILE C/ECG/APS BB = EXAM/MICRO/URINE/BLOOD PROFILE C/TST/APS/CXR/USG A CC = EXAM/MICRO/URINE/BLOOD PROFILE C/TST/APS/CXR/USG A/MALE DD = EXAM/MICRO/URINE/BLOOD PROFILE C/TST/APS/CXR/USG B/FEMALE/MALE IC = Individual Consideration |
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揭秘：保险公司究竟是如何赚钱的？...
